How To Get A Credit Card – Best Credit Cards If You Have Poor Credit

Best Credit Cards If You Have Poor Credit

At Your Card Search, we get it. Life can be tough sometimes, and if you can’t seem to catch a break due to your credit score, we can help! There’s nothing more frustrating than trying to do your best to make ends meet but struggling with doing so due to your poor credit. Well, we are here to help take that stress away and help you find a credit card that can assist you in getting through those tough times.

In this blog post, we will cover the best credit cards available to you, even if you have poor credit! For more information about credit cards for poor credit, how to build your credit, or other questions when it comes to finding the right credit card for you, get in touch with us at Your Card Search today! We’re here to match you with the perfect credit card for YOU and your situation.

What Does It Mean To Have Poor Credit?

First things first, let’s cover what it actually means to have poor credit. For starters, a credit score ranges from 300 to 850, 300 being the lowest score you can achieve. Generally speaking, people with a poor credit score have a hard time keeping up on payments, whether the payments are typically late or not paid at all.

Oftentimes, people with poor credit have a hard time getting a credit card because those factors come into play when lenders determine whether or not they want to loan you money. However, not all hope is lost thanks to our team at Your Card Search. We are here to match you with the perfect credit card for you, regardless of your credit score. We have many different credit cards for people with all different credit scores so you can get back on your feet and start building up your credit!

Credit Card Guide For Poor Credit

As mentioned earlier, poor credit doesn’t have to last forever. We understand that sometimes life gets in the way and knocks you down for a bit. That’s why we are here to help you find a credit card that will help get you through and in a position to start building up your credit score.

When looking for a credit card for poor credit, the options available typically range from secured credit cards to unsecured credit cards with lower credit limits. They may also require a processing fee prior to activation and usually have a limit of a couple hundred dollars on it. These credit cards are a great way to start building, or rebuilding, your credit card when used correctly. We at Your Card Search are here to help you filter through the different options of credit cards that you have to decide which one is right for you.

Credit Cards Available For Poor Credit

Now that you understand what it means to have poor credit and the general guidelines of credit cards for poor credit, let’s take a look at your options and start narrowing them down to find you a credit card that will satisfy your needs.

  • Self – Credit Builder Account + Secured Visa Credit Card
    • Annual Fee – $25
    • No credit check or credit history required
  • Credit One Bank VisaCredit Card
    • Annual Fee – $0 – $99
    • Get 1% cash back rewards on eligible purchases (gas, groceries, phone, internet, and more).
  • IndigoPlatinum Mastercard
    • Annual Fee – $0 – $99
    • Regular APR – 24.90% fixed

The credit cards mentioned above are just a few of the many that are available to those with poor credit. To discover more credit cards that are available to you, or to get one-on-one assistance in finding the right credit card for you, visit our website today!

How To Improve Your Credit Score

As we talked about earlier, just because you may have a poor credit score right now doesn’t mean it needs to stay that way. There are many ways you can improve your credit score and gain access to credit cards with the perks and benefits you want. The most important thing to keep in mind is to pay your credit statement on time and keep a low balance, relative to your credit limit. This will help you build up your credit and start climbing to a higher credit score over time.

Find The Right Credit Card For You Today!

At Your Card Search, we are committed to helping you find a credit card to get you through, whether you have poor, fair, good, or excellent credit. Simply visit our website to explore your different options, and get in touch with us for assistance in finding the perfect credit card for you. If you would like more information or have questions about credit cards, contact us today! We are happy to help.